Which of the following is NOT a characteristic of CHIP?

Which of the following is NOT a characteristic of CHIP?

• A. Coverage for uninsured children
• B. No cost-sharing requirements
• C. Coverage for pre-existing conditions
• D. Focus solely on adult health needs

Answer: (D)

The answer is correct because the Children's Health Insurance Program (CHIP) is specifically designed to provide health coverage for uninsured children in families that do not qualify for Medicaid but cannot afford private health insurance. As such, its main objective is to ensure that children receive proper medical care, which includes essential features such as coverage for pre-existing conditions and, in many cases, a range of cost-sharing requirements that may vary by state. Focusing solely on adult health needs contradicts the core purpose of CHIP. The program is fundamentally aimed at safeguarding the health of children, rather than addressing the health needs of adults, which would fall under different programs, such as Medicaid for adults or the Affordable Care Act. Thus, the idea of a focus solely on adult health needs does not align with the mission or characteristics of CHIP.

The answer is correct because the Children's Health Insurance Program (CHIP) is specifically designed to provide health coverage for uninsured children in families that do not qualify for Medicaid but cannot afford private health insurance. As such, its main objective is to ensure that children receive proper medical care, which includes essential features such as coverage for pre-existing conditions and, in many cases, a range of cost-sharing requirements that may vary by state.

Focusing solely on adult health needs contradicts the core purpose of CHIP. The program is fundamentally aimed at safeguarding the health of children, rather than addressing the health needs of adults, which would fall under different programs, such as Medicaid for adults or the Affordable Care Act. Thus, the idea of a focus solely on adult health needs does not align with the mission or characteristics of CHIP.